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generic levothroid Jane Bradford, 52, is a stay-at-home mom in Pasadena. She's losing the HMO insurance she has for herself and her three kids, who are 16, 21 and 23. Her policy offers low copays for doctor visits and a relatively low $3,000 family deductible, but she'll shed no tears to see it go. Bradford says that's because she's found several plans that will cost hundreds less in monthly premiums ??? even though her husband's income is too high for the family to qualify for a federal subsidy.